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The Stupidity of the FIRE Movement
By Ryan Goldsman, CFP®, PAIP®
In the financial world, the term “FIRE” stands for Financial Independence, Retire Early, and I’m not a fan!
When we earn money, we have a simple choice to make: spend it or save it. As has always been the case, our country is made up of a number of responsible savers with money in the bank, and others who spend everything they earn, but it’s actually more complicated than that.
Don’t be Seduced by Annuities
By Ryan Goldsman, CFP®, PAIP®
Every now and then an investment product or strategy goes through a challenging period. In spite of going through a bad decade or two, annuities continue to trail the airline industry which has gone through a bad century!
Planning for the Year Ahead
By Ryan Goldsman, CFP®, PAIP®
After the proverbial New Year’s Eve hangover wears off, many Canadians begin the year by rolling out of bed and finishing the leftovers from the days before. For the lucky few who made it out of bed early enough to start their year off on the right foot, there’s something called The Resolution Run that takes place across Canada the morning of January 1st. Having enjoyed it once in the past, it’s not how I want to begin this year.