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By PAIP Canada staff

For investors who deploy their capital into individual securities and want to minimize risk, a pairs trade may offer the best value. But wait! What is a pairs trade?

By PAIP Canada staff

It’s one of the most common questions asked by clients, and why shouldn’t it be? When a family receives a lumpsum, either from performance bonus or an inheritance, or for any reason for that matter, there’s a decision to make.

By PAIP Canada staff

When interest rates increase or decrease, there’s lengthy process for the impact to be felt by both individual Canadians and corporations alike.

Beyond the most prevalent reaction of “my mortgage is going to cost more each month” is a much more complex flow through into the economy.

By PAIP Canada staff

Having received many comments and questions from the article published two weeks ago, this week we’re going to cover the receipt of Canada Pension Plan (CPP) benefits.

By PAIP Canada staff

For working Canadians with an annual salary, the past five years have been a little more challenging. The Canada Pension Plan (CPP) which traditionally required employees and employers to each contribute 4.95% of their salary up to the Yearly Maximum Pensionable Earnings (YMPE) has seen the required rates of contribution increase. Where there was no change is in the Yearly Basic Exemption (YBE) which remained steady at $3,500. The first $3,500 of earnings do not attract CPP contributions.