NEWS RSS

By Michael Hlinka

            In March’s column, I noted that sanity was returning to the stock market, and now I think I want to take it back. Right now, the market seems irrationally exuberant when it comes to some of the ultra large-cap names. In many cases, these names have exhibited, at best, above average growth over the past few years. At the same time, there’s a legion of smaller companies trading at prices similar to their COVID lows.

By Michael Hlinka                                          

           In March’s column, I warned about sanity returning to the stock market. Risk premiums were returning to more normal levels, which meant a pull-back in many stocks, in some cases moderate, on other cases extreme. That correction has largely taken place.

By Ryan Goldsman, CFP®, PAIP®

            It seems like another lifetime, but several years ago I was a licensed financial planner and delivered financial plans to individual clients. The hardest part of the entire package was the insurance solution. It was post-2008 and interest rates were lower than ever. Dovetailing with low rates was the impact of a number of accounting standards that required insurance companies to have more capital on hand for any given amount of coverage. Basically, the price of insurance had increased substantially.

By Ryan Goldsman, CFP®, PAIP®

            This past week, one of my long-term friends contacted me to discuss how to best help his eldest move into an apartment of her own in September. I was flattered, but quickly advised him that I wouldn’t be able to do any of the heavy lifting. Instead, I would be able to help best in the financial planning department.

By PAIP Canada staff

For investors who deploy their capital into individual securities and want to minimize risk, a pairs trade may offer the best value. But wait! What is a pairs trade?